Bengaluru has accounted for the highest number of digital transactions in India in 2019, followed by Chennai, Mumbai and Pune, while United Payments Interface (UPI) was the most preferred mode of payment. Bengaluru was the leading city in digital transactions in 2018 as well.
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UPI was followed by debit cards, immediate payment service (IMPS), and credit cards, in terms of volume share of digital transactions. Even though Bengaluru topped the list in term of online payment volumes, the state of Maharashtra led the pack among the top 10 states with the highest number of digital transactions.