What was the main cause of the growth of money-lending class during the British rule

Q. What was the main cause of the growth of money-lending class during the British rule?

(a) Failure of crops caused by the natural calamities

(b) Extravagant habits of the people

(c) Demand of high revenue from the peasants

(d) Need of capital for the cultivation

Ans: (b) Extravagant habits of the people